Jumat, 22 Oktober 2021

Mengalahkan Casino 918kiss online Secara Tak Terduga

Demikian juga, tanpa pengetahuan atau pengalaman bermain internet, Anda dapat mengumpulkan banyak uang dengan bermain di yayasan taruhan online yang dengan cepat menjadi terkenal di Inggris. Ada banyak Casino game web ini, yang bersaing tanpa menahan pelanggan baru; termasuk Anda ada beberapa peluang bagi Anda untuk mendapatkan keuntungan dari oposisi ini. Seperti jenis administrasi lainnya, ketika ada persaingan yang sehat, klien adalah pahlawan paling ekstrem – dan bidang perjudian web bukanlah kasus khusus untuk standar ini. Untuk berusaha mendapatkan petaruh baru yang segar, perusahaan taruhan web ini telah mulai memberikan penawaran tambahan kepada pelanggan baru. Pada awalnya, ada banyak klien yang pada dasarnya akan mendaftar, mendapatkan kekuatan pendorong mereka dan juga berhenti menggunakan Casino yang bersangkutan. Strategi ini disebut scalping di lingkungan perjudian internet dan selain itu untuk mencegah pelatihan, upaya taruhan online telah menetapkan kondisi yang harus dipenuhi untuk menguangkan keuntungan seseorang.

Kondisi ini termasuk periode penahanan sebelum seseorang dapat mencairkan; mensyaratkan sejumlah taruhan tertentu untuk ditempatkan sebelum mengganti diperbolehkan. Untuk mengikuti klien baru yang baru keluar dari jumlah permainan di mana rumah Anda kurang menguntungkan, Situs Web Freebet Terbaru 2021 Tanpa Deposit ini benar-benar akan membutuhkan lebih banyak taruhan atau ukuran yang lebih besar dari uang untuk bertaruh dalam permainan komputer ini. Namun, ada cara untuk mengatasi bisnis taruhan online di permainan mereka sendiri dan tidak mendapatkan keuntungan Anda, tetapi juga menghasilkan uang dalam taruhan bersih. Ada garis besar yang segera dapat diakses online tentang cara terbaik untuk memanfaatkan pengalaman taruhan internet Anda untuk mendapatkan penawaran hadiah klien situs web Casino online yang baru dan menghasilkan sedikit uang sebagai renungan. Mungkin yang terbaik dari asisten ini di web adalah tambang Emas Casino, yang dapat memberi tahu Anda cara mengatasi sistem permainan internet dan memanfaatkan bisnis taruhan online.

Kita secara keseluruhan membutuhkan sesuatu tanpa akhir, secara positif. Casino online menawarkan uang tunai tanpa biaya, jika Anda hanya memahami cara mengatasi masalah mereka dan juga mendapatkan sesuatu dari uang taruhan bersih yang ditawarkan kepada Anda. Menggunakan garis besar permainan web dapat membantu Anda menyelesaikan ini dan menjamin bahaya Anda dalam penghargaan taruhan online tanpa terjebak oleh masalah dan string yang dihadapi Casino online dengan penawaran ekstra klien baru mereka yang baru. Pelajari, beli, dan semoga kismet memberkati pandangan Anda ke yayasan taruhan online


Rabu, 11 Oktober 2017

Are You Trying To Learn Self Defense? Here Are 5 Tips To Make Sure You're Training Is Street-Ready!

Are you serious about wanting to learn self defense - the kind of skills that will allow you to escape from an attacker who really wants to beat, break, or kill you? Effective street self-defense training is very different from what is typically being offered by the average martial arts, karate, or self defense class at the YMCA though.

Unfortunately, many students who get involved in martial arts or self protection classes with the intention to learn self defense, only end up being disappointed. They find out very quickly that what they are learning is either lessons for winning a trophy in a sporting contest loaded with rules, or...

...half-baked ideas from someone with absolutely no real-world self-defense experience whatsoever!

The problem with most self defense programs is that they focus almost entirely on technique, and not enough on teaching the student how to assess, control, and choose best options for specific encounters. If you are serious about developing skills that will allow you to survive a street attack, then you must learn self defense skills that go about step-by-step mechanics.

Here is a list of 5 considerations that your training must address for your self defense training system to be "street-ready," and worth the time, effort, and money that your pouring into it:

1) The techniques are based on defending against modern attacks and attackers - not 16th century Chinese, Japanese, or Korean warriors! You must make sure that you're self defense system is teaching you how to handle and survive against the most probable attacks that would be thrown at you TODAY - not hundreds of years ago!

2) Training is not limited to "classroom" or dojo ('martial arts training hall') study. Chances are that you're not going to be in a wide open space, in loose-fitting clothes and bare-feet when an angry, aggressive, or criminal attacker decides to jump on you!

3) Training assumes that you will be the under-dog, and not the superior fighter. No matter how much skill and ability you have, you must assume that when an attacker chooses you, that he or she already has the advantage - whether it be in size, strength, speed, ability, weapons, or allies that you don't know about!

4) Everything you do must at least consider the laws governing self-defense. If not, you may find yourself locked up instead of your attacker - charged with assault or murder - because you went too far!

5) Training must be "situational." You should be learning "options." You do not know who your attacker(s) will be, what the attack will look like, or where you will be, so you must train to handle as many situational contexts as possible!

Contrary to popular belief, or the sales messages being hyped up by so-called gurus online who are offering to teach you the ONE single move that will devastate any attacker - any time, the reality is that...

Effective self defense requires more than just a few "karate moves." It involves the ability to think strategically, and understand how to defend yourself with as little wear-and-tear on you as possible.

Senin, 11 September 2017

3 Ways Real World Self-Defense Is Very Different From Traditional or Sport Martial Arts

In the world of martial arts training, there is a very strange thing. And, it points to the differences between real-world self-defense training and traditional or sport martial arts.

Do you know what it is?

Don't worry if you don't. Most people don't. And that includes the majority of those teaching martial arts and Self-defense classes.

To understand it, I'd like you take a look at something. And when you do, you're going to see a very strange contradiction.

What I'm talking about is the fact that most people think that all martial arts, regardless of style, teach Self-defense. But, most adults who enroll in martial arts training drop out within the first 100 days after beginning. Because according to them, there was no real world self-defense training being taught.

See what I mean? A contradiction, right?

Now, many martial arts instructors would have you believe that these adult students have no basis for their claims. After all, if they enrolled to learn self-defense, how do they know what works and what doesn't?

Unfortunately for them, the answer to that question is that...

Adult students have brains, and experience. And many of them have seen either a real fight or a real attack on someone else. And that's what drove them to seek out self-defense training in the first place.

So, even though a student, especially an adult, has never learned how to defend themselves in a formal self-defense or martial arts class, they still know what authentic training should look like.

And they're right!

In fact, there are many differences between traditional, or "classical," and sport martial arts training, and real world self-defense programs. In this article, I'm outlining three of these differences.

The reason I'm doing this is not because you can't learn self-defense from traditional or sport martial arts systems, but because most instructors who are teaching these forms of martial arts lack the experience and real-world knowledge for adapting the lessons to the needs of modern students.

Take a look of these three differences to make sure that what you're learning is in line with what you must be learning if your focus is really being able to defend yourself against bigger, stronger, better-armed or skilled opponents or, worse yet, dealing with multiple attackers and trying to protect friends or loved ones in the process.

3 Differences Between Real-world Self-defense Programs And Traditional Or Sport Martial Arts

1) Traditional martial arts programs teach predefined kata against ancient forms of punching, kicking, and grabbing attacks - rather than teaching students how to defend against modern attackers throwing right-crosses, uppercut punches, or attacking with guns, clubs, or knives.

2) Sport martial arts programs focus on the rules inherent in winning a competition, where pure self-defense programs are based on the premise that there are no rules in a street attack. In one program students are taught that fights are based on respect, rules, and fair-play. In the other, students are taught that attacks art fair, assailants don't care about rules, and the only thing that matters is going home alive!

3) Traditional and sport martial arts programs are designed for students who are looking for a set "style," and who are willing to be tested on how well they perform - but real-world self-defense programs are designed for students looking for instruction and proven techniques, skills, and strategies that will allow them to survive, and not just win.

Regardless of how most programs are marketed and advertised, the truth is that most martial arts and Self-defense programs are wrong when it comes to teaching modern, real-world self-defense. They simply cannot give you, the serious Self-defense student, what you need to really be able to handle the kind of violence and raw aggression that exists within a brutal attack!

Pay Close Attention Here-

Effective self defense requires more than just a few "karate moves." It involves the ability to think strategically, and understand how to defend yourself with as little wear-and-tear on you as possible.


Jumat, 25 Agustus 2017

5 Tips To Finding The Best Self Defense Schools and 2 Easy Ways to Spot The Bad Ones

Choosing the right self defense school is a big decision, one which you should not make lightly. When it comes to your personal safety the stakes are pretty high. The problem is many people don't know what to look for in a self defense school.

For this you need an expert who has insider knowledge of the self defense industry and can tell you who to trust and who is just looking to take your money and teach you worthless moves.

I've been working in the self defense industry for two decades so I know self defense pretty well. I know exactly what to look for and what to watch out for when you are researching self defense schools.

Here is a list of things to look for in self defense schools:

    An Experienced Instructor: Look for an instructor who has military, law enforcement, or bar bouncing experience. These guys have tons of experience dealing with violent, angry people just the kind of experience you need.

    Small class sizes where sparring is emphasized: Huge classes where you spend hours punching the air and looking in a mirror will do little to train you for a real life conflict.

    A focus on real world scenarios not useless rituals and formalities: The rituals and formalities of many martial arts are great if you are looking for a hobby, not if you are interested in defending yourself.

    A focus on taking aggressive action: Blocking doesn't win conflicts. Self defense should really be called self-offense. You should train to recognizes the signs of a coming conflict and how to avoid or end it as quickly as possible.

    A focus on techniques that are short and simple: Complex joint locks and high flying kicks rarely work outside of the dojo (this is why Bruce Lee stripped down his martial art into simple, to the point, and brutally effective moves).

What to avoid when you are researching Self Defense Schools:

    Avoid programs that take years to complete: it doesn't take more than a few months to learn the basics of self defense. Don't get sucked into a program where you spend months on end doing constant repetition of simple blocks etc. If you aren't sparring within a month look into other self defense schools.

    Avoid instructors whose only experience is learning martial arts from another master: These guys may be masters of an art, but unless they have put the rubber to the road in real life combat situations their art will be of little use to you.

Of course you don't need to attend a self defense school to learn how to defend yourself. If you live in a rural area with no access to a self defense or martial arts studio or if you just can't stomach spending hundreds of dollars on training you can still learn self defense from a DVD training course.

Senin, 14 Agustus 2017

Self-Defense Training - What's The Best Hand-To-Hand Close-Quarter Combat System?

Are you serious about learning effective, real-world and street-ready self-defense?

Maybe you've taken a few classes, or actually enrolled in a martial art or self-defense program.

Or, maybe you're like one of the countless students around the world who are going the "self-taught" route and learning from dvds, books, online video training, or even from articles just this one.

Regardless of how or where you train, if you've been doing your "homework," and trying to gather as much information about what it takes to actually be able to survive a real attack on the streets of today's often dangerous world, you probably have a few questions regarding the different approaches, programs, theories, or systems being offered both on and off the internet.

One of the most common questions that I get from students and prospective students who are serious about getting the most effective training they can find is...
"What do think about "XYZ" system or martial art?" Or, said another way... "Which martial art or close-quarter-combat self-defense system is the best?"

Now, they really don't ask about an art or system called "XYZ." I wrote that to act in place of any number of hand-to-hand and close quarter combat fighting systems. That means that you could replace my "XYZ" with an martial art, including:

    Ninjutsu or Ninpo-Taijutsu (the self-defense system of Japan's ancient Ninja families)
    Jujitsu
    Aikijujutsu (one of the unarmed combat arts of the Samurai)
    Tae kwon do
    etc.

It could also replace any number of self-defense systems like:

    Krav maga
    Systema
    EDR (Emotion-based Defensive Response)
    etc.

** Please note that, contrary to popular belief, MMA is not a self-defense system, but rather a "form" of competitive, sport fighting. Just like boxing, collegeate wrestling, or judo, I would never say that these pratitioners cannot defend themselves - only that what they practice, because of the rules, weight classes, etc., was not designed for street fighting and self-defense. **

I think you get the picture.

Either way... this article serves to answer that question in much the same way that I typically respond to it each time I hear it. And it is that... I believe that all training has its merits. The trick is to know what to use and what not to use from any given martial art or self-defense system.

That being said, I tend to avoid discussing any given system, but rather spend my time discussing the principles, concepts, and best practices that any good combat system should have for it to be useful for today's dangerous world. That way, you can gauge any system's value on your own by comparing it to the combat principles that I, and many other qualified experts, talk about.

Again, I believe that there are just as many skilled and successful practitioners who are experts in their own rights at different types of martial arts and self-defense systems, as there are different systems themselves.

Unfortunately, many beginner students (and even teachers) - those who really don't know what to look for - try to judge one system against another solely on techniques, skills, and what "looks" like it would be effective. I say "unfortunately," because there is much more to physical self-defense and combat than merely the physical, step-by-step techniques or so-call "karate kata" (empty-hand forms) - more than what you can "see."

To give you just a small example about these "invisible" secrets that you must be proficient with if you are going to rely on anything more than luck if you;re going to survive a severe, life-threatening attack from a determined attacker who wants to beat, break or kill you, I'll list a few of them here.

These include: strategic positioning, projection of your own intention (or not); picking up on your assailant's intention (before and during his attack); using his own emotions and strategy against him, assessing what type of fighter he is or training he may have simply by the way he moves; assessing his strengths and limitations based on the environment, the clothing he's wearing, his size and build, and so much more.

And don't forget that this also includes probably "the" single biggest factor in whether you can learn what you need to in "any" system. And that is the background, level of understanding, and real-world experience of the instructor - the person in who's hands you place your life, until you become an expert yourself!

So... as you can see by my description above... to truly gauge a system's validity, you need to know more than what the system's techniques "look like."

If you are one of the countless thousands who simply want to know, "which one is best," I know that this doesn't directly answer your question but, you see, I give the same kind of answer about the art of Ninjutsu - the art that I teach. I tell students and other all the time that I don't believe that Ninjutsu is the only "best" self-defense system out there. I DO however, believe that it gives the practitioner many more options than practically any other program or system that I have ever encountered. And, any combat-hardened veteran, or close-quarter combat and self-defense expert with real-world street self-defense experience will tell you... the number of choices and options you have, significantly increases your chances of being successful (read: "surviving") in any situation.

Even with the martial art of Ninjutsu, just as with almost any other, you still have the teacher's understanding and experience level, and other factors - including the ones that I discussed earlier - which determine whether what you are learning, is anything near what you'll need to be the survivor in a real-world attack.

Do you understand?

Effective self defense requires more than just a few "karate moves." It involves the ability to think strategically, and understand how to defend yourself with as little wear-and-tear on you as possible.

Selasa, 25 Juli 2017

Do You Know What Kind of Self Defense Techniques and Training You Need to Defend Yourself?

One of the biggest mistakes that you can make in learning to defend yourself is to just take someone's word. Regardless of whether the person you're talking to is wearing a black belt around his or her waist, is a 600th degree poo-bah in Tic Tac Toe, or is the creator of the latest, greatest, "kill-'em with one finger" self defense course, you must take responsibility for insuring that you get the kind of self defense techniques that will actually save your you-know-what, when the time comes!

This article sheds some light on one piece of knowledge that you should have so that you can make sure that you're not trying to learn self defense from some guy who just has a few "ideas," but has never really "been there" to prove that his stuff works! I can't guarantee that, after you read this, that you'll be able to spot a "want to-be" from the real thing, when it comes to self defense experts. But, you will at least know where to begin to insure that your are learning the kind of self defense techniques that will match the types of attacks you are most likely to encounter!

And, before I go into this lesson any further, let's set the record straight that...

Self defense is NOT the same thing as "fighting!"

It's funny but, when I was a cop and I was pulling two guys off each other, every single time both of them would tell me that they were just "defending themselves!" Funny. You both looked like you were fighting. That means that neither of you looked like you were trying to get away from the other!

And, that same mentality is prevalent in the self defense world. Every guru seems to have a "self defense" book, video, or program. And yet, when you look closely at the lessons being taught, what you see are lessons for fighting - for beating someone down - not escaping.

But, if we're talking about self defense, we must include the context in which we are defending ourselves. We must also look at things like why we're being attacked, by whom, and with what kind of attack or weapon.

What I mean is that, to understand and therefor be able to look for the right self defense techniques for you, you need to ask the question, "under what condition or circumstances am I likely to be attacked?"

Here are several types of self defense paradigms. Each one comes with it's own set of needs, strategies, tactics, and purpose. And, these things in and of themselves, determine what "kind" of self defense techniques you need.

1) Self Defense for police officers and armed security personnel.

2) Self Defense for body guards and executive protection specialists.

** The above two types require almost the exact opposite when it comes to training, by the way!

3) Self Defense for the average citizen. (This is subdivided and can be further broken down to include self defense for women, rape defense, and self defense for children)

While there are general principles and concepts that are universal, regardless of which group you are in, the fact remains that if you are really going to learn the types of self defense techniques that you need to be able to defend yourself against "your" most likely attacker, who's throwing his most likely attack...

...you MUST begin by knowing who and what that is BEFORE you even get started!

Effective self defense requires more than just a few "karate moves." It involves the ability to think strategically, and understand how to defend yourself with as little wear-and-tear on you as possible.


Sabtu, 01 Juli 2017

What Are My Self Defense Options? - Pros and Cons of Martial Arts, Non Lethal Weapons and Firearms

Let's get to the point: you need to know not only what your self defense options are, but also which ones are the best for you or for your loved ones. You will find your answer within one (or more) of the following three groups: (1) Martial Arts; (2) Non Lethal Self Defense Weapons; (3) Lethal Weapons. In this article, I will examine each one of these categories in terms of their practical advantages and disadvantages.

But I will do more than just that: I will give you honest, reliable answers. The same ones I would give to someone I really care about and would want to be as safe as he/she can be. So let's get started!

Self Defense Option #1: Martial Arts

Learning some sort of self defense fighting skill is a must, no matter what of the remaining two options you choose as a complement. When you learn a martial art, your own body becomes a dependable weapon that goes with you wherever you go, which eliminates your chances of ever being surprised without something to defend yourself with. A firearm or a TASER device you might forget at home. Your self defense skills will always be with you.

Recognizing the importance of learning some sort of fighting skill raises still another question: Which martial art or fighting system should your choose? Karate, Taekwondo, Aikido, Jiu Jitzu...these are just a few among the myriad of self defense options and fighting methods available nowadays.

My recommendation would be: Aikido. Why? Other martial arts depend a lot on using your own strength and physical abilities to overcome your attacker. Although that is still true in Aikido, in this kind of martial art you use the strength of your enemy against himself more than you use your own, so the demands on your physical abilities are less. That makes it one martial art that you can still use when you get older, in contrast to Taekwondo (for instance), which relies a lot on kicks and moves that you may not be able to perform as you age.

Despite all the advantages, martial arts still have their downsides: They may take considerable time and effort to master properly. That's why choosing one of the remaining self defense options is still necessary: you need something to defend yourself with, not tomorrow, but now (however, there are some self defense DVDs and some rare e-books that can really teach you some practical and easy to learn techniques that can be really be used almost right away).

Moreover, if your attacker is armed, you would be exposing yourself to great danger if you use your own body as a weapon against a firearm or a knife. Even Bruce Lee, the great martial artist, once said: "Showing off is the fool's idea of glory".

Self Defense Option #2: Non Lethal Weapons

Within this group you will find non lethal devices such as TASER weapons, stun guns and pepper sprays. When you use one of these to defend yourself, you will be able to stop your attacker in his tracks, but without killing him or inflicting any significant damage. Let's give a brief definition of each non lethal self defense option before practical recommendations are given.

A TASER device is a compact, lightweight, non-lethal self-defense device similar to a firearm in shape. However, instead of firing bullets, these weapons use compressed nitrogen to shoot out two electrode barbs (each one attached to insulated conductive wires) into an assailant up to 15 feet away (4.5 meters), at a speed of 135 feet per second. The fired barbs will attach to the assailant's skin or clothes, immediately firing (through the TASER device's wires) a high voltage/low amperage electrical discharge that will affect the attacker's neuromuscular system (these self defense weapons' energy can even penetrate up to two cumulative inches of clothing), incapacitating him/her while you safely escape and call the police. This is definitively easier (and less dangerous) than using any self defense technique. It is also safer than using a firearm: TASER devices have proven to have a higher instant incapacitation rate than a 9mm hand gun, according to police studies.

A second non lethal option would be a stun gun. Stun guns are also a non-lethal self-defense weapon designed to deliver a high voltage, low amperage electric discharge. To defend yourself using a stun gun, its electrodes must be held directly against the attacker's body, which means full physical contact with your opponent (this is not recommended if your attacker is threatening you with a knife or gun, of course). When stun guns' electrodes are held directly against the attacker's skin or clothes, they will deliver a strong electrical discharge that will stun or even knock out your assailant. He/she will experience disorientation, confusion, loss of balance, and inability to move efficiently for a few minutes afterwards (with no significant or permanent harm done). This will give you (or your loved one) sufficient time to escape to a safe place.

Stun guns come in many different shapes. Some of them are little "stun boxes" (Mini Stun Guns), small enough to fit inside a cigarette package. Other presentations include Stun Batons, Stun Flashlights and even Cell Phone Stun Guns (designed to fool any aggressor).

A last self defense option is a pepper spray. A pepper spray, also known as an OC (Oleoresin Capsicum) spray, is a non-lethal self-defense weapon that consists of an aerosol type container, small enough to be carried in a pocket, purse or keychain (other presentations include rings, lipstick cases, walking weights -all of these are designed to fool any attacker into believing you are not protected, thus adding the surprise factor to your advantage- batons and guns). When you fire your pepper spray towards the attacker's face, this device will immediately expel an oily, reddish-orange liquid (insoluble in water) up to 25 feet away (depending on the pepper spray model you choose). An OC pepper spray will cause: 15-30 minutes of temporary blindness, 45-60 minutes of a burning sensation of the skin, 3-15 minutes of upper body spasms (which will force the assailant to bend forward), 3-15 minutes of uncontrollable coughing, and 3-15 minutes of breathing and speaking difficulties. Overall, the symptoms will last from 15-60 minutes, with decreased effects lasting for hours. The aggressor will be unable to attack, immediately becoming vulnerable and dependent.

TASER devices, stun guns, pepper sprays....What would my recommendation be? Choose a TASER devices or an OC pepper sprays whenever you can. Both are really effective, they work even when used on drugged individuals, and you will get to keep a safe distance between you and your attacker. But make no mistake: Stun guns are still good enough if you see yourself involved in non-armed combat or in rape situation. In such cases, stun guns will surely give you the necessary edge you need to survive.

Self Defense Option #3: Lethal Weapons

Included in this group is everything that can be defined as a firearm (a portable weapon that fires ammunition: a pistol or a rifle, for instance). Many people consider these as their self defense method of choice. Is it OK to do so? My answer is: maybe.

Firearms are an effective way to defend yourself and your loved ones with, no doubt about it. Too effective for my personal taste, perhaps. I would not recommend it to a loved one, though. Why?

Guns are designed to seriously wound or kill your opponent, not to incapacitate him/her. If by any chance that opponent also happens to be carrying a firearm, a gunfire would result. What would happen if you or your opponent miss the target? You (or your attacker) might hit a bystander. Which might be a dear family member, by the way (in the worst case scenario, death would be the result). Family member or not, the legal result would still be the same for you: Involuntary homicide.

However, let's assume you get to hit your opponent. If you didn't kill him he may still pose a threat...as long as he can still keep firing at you. So, if you decide to kill him (you might have to if he keeps pulling the trigger), you might have to legally prove that you used a "reasonable amount" of force to defend yourself or your loved ones (which may not be always easy). This might mean emotional and economic efforts on your part.

On the other side, many suicides are committed by gun owners. You know your mental status today...but you will never know about tomorrow (clinical depression is not an uncommon emotional disease). Nor will you know what the mental status of a loved one will be tomorrow.

Yet another gun's downside is your children's safety. Many people think of firearms as dangerous objects to keep in the house, specially if they have kids (some of them have broken the security created by their parents, gaining access to such lethal devices).

Given its downsides, I would never recommend a loved one of mine to get I gun. Would you?

Conclusion

Your self defense options are martial arts, non lethal self defense weapons, and lethal weapons. Among these, I would only recommend the first two options (martial arts and non lethal self defense weapons; firearms just have too many downsides in my opinion).

I would also recommend getting a non lethal self defense weapon as an important first step, as learning a martial art will take you some time, during which you will still be unprotected if you don't carry a reliable TASER device, stun gun or pepper spray.

No matter which self defense option (or options) you choose, don't you ever forget that self defense is your legal right. Protect yourself and your loved ones as soon as possible. If you follow this advice today, you will avoid future regrets.